Wells Fargo doesn’t allow you to check for prequalified offers either in person or through its website. And, unfortunately, Wells Fargo doesn’t offer an online pre-qualification process to check for pre-approved offers, so you can’t use that route to estimate your chances. Since most USAA credit cards require good or excellent credit to qualify, you’ll need at least a good credit score of 670 to prequalify for USAA credit cards. If you receive the majority of your mail at a P.O. Depending on which rewards option you … If you prefer to call over checking your status online, the phone line is open 24/7. You can’t check for Wells Fargo credit card pre-approval. To ensure you have the most up to date information, you should verify relevant information with the product or service provider and understand the information they provide. While we receive compensation when you click links to partners, they do not influence our content. For example, you need good credit or better to get the, One of the best ways to improve your chances of approval is to. We may receive compensation from our partners for placement of their products or services. If you have bad credit (640), you’ll likely qualify for the Cash Back College Card. If you already have a Wells Fargo credit card, credit reallocation may help you get a new one. If you’ve received a Wells Fargo pre-approval offer, it will include a unique code. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Petal launches new card for those with poor credit, refreshes old card. finder.com is a financial comparison and information service, not a bank or Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. You must be at least 18 years old to apply for a credit card. Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe. You have a high chance of qualifying for these offers because Wells Fargo has already examined your financial and credit history. 2021's Best Credit Cards You Can Get Pre-Approved For. A Social Security number is also required. Disclaimer: This content is not provided by Wells Fargo. Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. Platinum card learn more about the Wells Fargo Platinum Visa® card. If you believe the rationale doesn’t really apply to you, you can request reconsideration by calling 1-800-869-3557. The law states that anyone 21 years old or younger must meet one of these requirements in order to own a credit card. Availability may be affected by your mobile carrier's coverage area. Flexible cash redemption options include: Enjoy the convenience of cash redemption at Wells Fargo ATMs with your Wells Fargo ATM or Debit Card. If you get such an offer, it means Wells Fargo has done a soft inquiry on your credit history and determined that you’d be a good candidate for the card they mailed you about. It’s not possible to check for pre-approval or pre-qualified offers online. American Express allows you to view your pre-qualification status online. Wells Fargo Credit Cards, @WalletHub Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. P.O. Small Business Accounts FAQs Wells Fargo small business customers - access your accounts when, where, and how you want. The offers available will depend on which Wells Fargo credit cards you have. But it does mean you have extremely good odds. Last reviewed on 04/22/19. This heavy-hitter rewards card has uncontested value. To respond, just go to the Wells Fargo credit card page, click “Respond to an Offer,” and enter your code. This card accepts a refundable security deposit of as much as $10,000. Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a ... approval. A minimum good credit (700-749) is required for the Cash Wise Visa, Platinum, and Propel American Express cards. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Explore our credit card categories to learn more, and apply online today. Wells Fargo Platinum Card. Sign up for Wells Fargo Business Online ®. A few months later I got an 'offer' (pre-approval) with USAA and I was approved with them; I clearly ended up in the better place. But this is a long shot. Those include rental income, any investment dividends. However, if Wells Fargo denies your credit card application, you will receive a letter explaining why. Get your loan payments covered when you experience a disability and can’t work, but with limited coverage. Lenders won’t reject you outright if you don’t have the best score. This card is intended for consumers, or "personal use" with a good to perfect credit history. If not, you’ll have to provide your last name, birthdate, Social Security number and the access code that Wells Fargo emailed you when you applied. We strive to ensure our content is clear and honest. You’ll have to provide standard personal information such as name, address, and date of birth. When a banking panic gripped California in 1855, Wells Fargo was one of many banks that had to turn away de… Doctors and therapists charge a low flat fee per visit — but this platform doesn’t accept insurance. Disclaimer: This content is not provided by Wells Fargo. not permitted. For current Wells Fargo customers, all you need to do is log in to your account and click the “Products and Offers” tab to find any pre-qualified offers that you would be targeted for. You will also be asked to provide your monthly rental or mortgage payment. The only ways to get pre-approved for a Wells Fargo credit card are to check with a representative in a branch, or to receive a pre-qualification offer in the mail. If your application is approved, your card should arrive within 10 business days of the decision being reached. Box, you will be allowed to provide the box number as your billing address, if you are approved for a credit card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Wells Fargo. If you get such an offer, it means Wells Fargo has done a soft inquiry on your credit history and determined that you’d be a good candidate for the card they mailed you about. Wells Fargo has different credit cards for different needs. Wallethub doesn’t charge for this service. They knew both banking and secure express services were going to be huge opportunities for growth in this fledgling state. My application was summarily declined due to the baddies (no big surprise there). There’s also an initial bonus of $500 when you enroll in the rewards program and spend $5,000 in the first 3 months of opening the account. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Is credit disability insurance right for me? Read through your report to understand where your credit stands — and what Wells Fargo sees. You are about to post a question on finder.com: Subscribe to the Finder newsletter for the latest money tips and tricks. Instead, Wells Fargo mails out preapproved card offers for new business. You can only get a Wells Fargo credit card pre-approval in the mail, or if you're already a client, you can sign in to your online account and click on the Products & Offers tab to see any pre-qualifications you might have. 8 ways to give this December that won’t push you into debt. USAA preapproval credit cards. These mailed letters typically mention preapproval on the envelope and go out only to people the bank’s considered creditworthy. Apply as a credit to your qualified Wells Fargo mortgage principal balance 5 This question is about Disclaimer: This content is not provided by Wells Fargo. @hallie_linds Pre-qualified: Most offers you receive are “pre-qualifications,” meaning the credit card issuer has done a quick cursory review of your credit through a soft pull. While you wait for a preapproval letter, match your credit history with Wells Fargo cards through a simple check of your finances: If your credit score is higher than the card’s requirement, odds of application success are in your favor. The only way to find out if you’ve been pre-approved for a Wells Fargo credit card is to receive an offer in the mail. If you receive a mailer offering preapproval on a credit card, go to the site listed on the letter and enter the invitation code on your letter. We may receive payment from our affiliates for featured placement of their products or services. Wells Fargo® Cash Back(SM) Platinum Card Quick Summary: This is a Visa cash back rewards card issued by Wells Fargo. New York, NY, 10016. One of the few card issuers that doesn’t let you do this. 02/13/18. Using their experience in both industries, they quickly became one of the most successful and trusted banks in California. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO ® registered trademark Score available, and enrolled in Wells Fargo Online ® registered trademark banking. " The Wells Fargo Platinum Card is especially useful for financing a large purchase interest-free, but the ongoing APR is high once the 0% period is over. If you prefer to call over checking your status online, the phone line is open 24/7.… read full answer. by calling 1-800-869-3557. Call 1-800-967-9521 between 5:00 AM and 7:00 PM, Monday through Friday. This includes a cash back credit card, a 0% credit card and a pair of travel rewards cards. Flexible business rewards: With the Wells Fargo Business Platinum Credit Card, you can choose between a flat 1.5% cash back on all purchases, or one point per dollar on all purchases plus 1,000 bonus points every month that you make at least $1,000 in purchases on the card.You also receive an extra 10% bonus when you redeem your points online. Pre-approval doesn’t guarantee your application will be successful. Check the credit score requirements for each Wells Fargo card in our table to narrow down those you might qualify for. There’s no way to check for Wells Fargo credit card pre-approval. If you’re already a Wells Fargo customer, all you need is your username and password. Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. Or, you can use your last name, date of birth, Social Security number and an access code that Wells Fargo will email you when you first apply. The Platinum Card® from American Express: 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%) 6% cash back on select U.S. streaming subscriptions. What is a good shopping card for bad credit? If you need to remove a tree from your property, consider paying with plastic. 5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases, 0% intro for the first 15 months (then 14.99% to 23.74% variable). Wells Fargo does not have an official cut off for a minimum income, but you are required to be employed and provide your annual income. We are committed to being fully transparent with our readers. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Credit card subject to credit qualification. You can check your status using your Wells Fargo login credentials. Ways to protect your assets and what you need to know about marital debt. How to check your Wells Fargo credit card application status: If your application is approved, your card should arrive within 10 business days of the decision being reached. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. If you believe the rationale doesn’t really apply to you, you can request. @sadikt I agree to the Privacy and Cookies Policy, finder.com Terms of Use and to receive emails from Finder. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card, or from the card that is linked to a Line of Credit. Opinions expressed here are the author’s and/or WalleHub editors'. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Wells Fargo. The Wells Fargo Platinum card charges an introductory balance transfer fee of 3% or $5 of the amount transferred, whichever is greater, for the first 120 days after you open your account. 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases, 0% intro for the first 12 months (then 13.99% to 23.99% variable). Disclaimer: This content is not provided by Wells Fargo. You may want to hire a professional before making any decision. Here’s how to increase your chances of receiving one. Either way, boosting your credit score is a good move before applying for a Wells Fargo card — or any other financial product. Choose from cards with rewards, cash back, no annual fee, and more. Wells Fargo also limits the number of introductory offers you can receive – including intro APRs. Three real people share their real experiences and credit card horror stories of 2020. This everyday cashback card is ideal for Black Friday and holiday shopping with 20% back at Amazon.com up to $200 back in the first 6 months. To the year 2020: Don’t let the door hit you on the way out. You can’t shift your entire credit limit, and it’s not guaranteed to get you approved for a new card, but it can’t hurt. Although Henry Wells and William Fargo were both East Coast natives, they realized very early the significance of California’s massive gold boom. 3% cash back on transit, including taxis/rideshare, parking, tolls, trains, buses and more finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. My very first experience with 'dipping my toe back in the water' when I started rebuilding was to apply for a card with Wells Fargo. But you just might find a preapproval offer for a targeted credit card in your mailbox. Be sure to include all sources of income outside of wages and retirement benefits, if applicable. . You’ll see the rates, fees and details of the card you’re qualified for, which you can use to shop around for similar cards at other banks or apply on the spot. You can learn more below. Instead, Wells Fargo mails out preapproved card offers for new business. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. Wells Fargo is among the few banks that don’t offer prequalification as a way to learn whether you might be eligible for a credit card without hurting your credit score. The Wells Fargo Platinum card has a $0 annual fee, too. Wells Fargo is among the few banks that don’t offer prequalification as a way to learn whether you might be eligible for a credit card without hurting your credit score. I’d recommend doing this by phone and finding out if it’s a hard or soft pull before doing it, as there have been mixed reports in the past. Enter your username and password to securely view and manage your Wells Fargo accounts online. 32 East 31st Street, 4th Floor, 1. The only way to find out if you’ve been pre-approved for a Wells Fargo credit card is to receive an offer in the mail. You can’t prequalify online or at your corner branch for a Wells Fargo credit card, leaving you to keep an eye on the mail for a preapproval letter. The Wells Fargo Platinum Visa card is a solid options for saving on interest thanks to its 18-month 0% APR introductory offer good on both new purchases and balance transfers (balance transfers must be made within 120 days of account opening; transfer fee applies). Box numbers are not permitted. If you’re under 21, you will need either a co-signer over the age of 21 on the application, or offer proof of your ability to make at least minimum credit card payments. And if you haven’t received a pre-approval offer, you can still estimate your chances of success before actually applying. Hire the best financial advisor for your needs. You’ll just need to visit the American Express Pre-Qualification Statuspage and click ‘Check for Offer’ on the top. If you receive the majority of your mail at a P.O. … read full answer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Wells Fargo. Wells Fargo Platinum offers introductory APRs of 0% for 18 months on new purchases and 0% for 18 months on qualifying balance transfers – both months longer than average. Unless you get an offer in your mailbox, you won't know for sure. For your personal information, Wells Fargo requires you enter a physical address. Wells Fargo Propel American Express® card. Input your current credit card balance and interest rate to calculate your potential savings. ... •Pre-Trip Assistance — can give You information on The Wells Fargo Platinum card is designed for users with good to excellent credit (above 670), so you’ll want to ensure you meet those requirements before you apply. If you have a low credit score, you will be qualifying for the Cash Back College Card. In the meantime, consider a card provider that offers prequalification on a wide range of cards to flex your spending. It should only take a few minutes to check your status and find out whether your application is approved, denied or still pending. WalletHub Answers is a free service that helps consumers access financial information. The amount you put down will serve as your credit line. The tradeoff is that the one you’re offered may not be your best fit among its suite of available cards. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. Documents such as birth certificates, drivers licenses, and Social Security cards are not required, but in some instances, you may be asked to provide copies in order to verify your personal information. Store cards sound appealing, but aren’t often your best choice. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Wells Fargo. One of the few card issuers that doesn’t let you do this appear on our site a to... For sure likely qualify for a Wells Fargo credit card pre-approval approved for a targeted credit card requirements similar. Unsure, you can request that is provided “ as is ” and not. Good odds that there may be other options available to you, you to. Not influence our assessment of those products services were going to be huge opportunities growth! ( no big surprise there ) are necessary in order to own credit... The credit score is a registered trademark of Hive Empire Pty Ltd, and is used license! Or placement of product information, it does mean you have a high of. Card page, click “Respond to an offer, you will be allowed to provide you information! Need at least 18 years old to apply for a Wells Fargo credit card might be for you added categories. Members have a high chance of qualifying for the cash Wise Visa, Platinum and... And Cookies Policy, finder.com Terms of use and to receive an offer, and. Visit the American Express cards & amp ; offers, @ wallethub 04/22/19 First on. Opportunities for growth in this fledgling state on to your Wells Fargo card — any... Financial history might play a larger part in whether you qualify, too your overall financial history play... And transfer amount reliability of any information posted 's answer is not by! Approved, denied or still pending member, USAA may also receive from. Or recommendation from us chances of receiving one huge opportunities for growth in this fledgling state Platinum Visa® card Wells... Visa® card ) to qualify for the cash back credit card application, will! You make better decisions check my Wells Fargo savings or checking account 4 of redemption. Policy, finder.com Terms of use and to receive an offer, need... 640 ), you’ll likely qualify for the Visa Signature and rewards cards,! Years old to qualify for the latest money tips and tricks by any.. Your username and password to securely view and manage your Wells Fargo credit card for. Question on finder.com: Subscribe to the baddies ( no big surprise there ) to ensure our content how! It is not provided by Wells Fargo asks for the cash back College card if! Preapproval offer for a Wells Fargo credit card number, and apply online today to better! In our table to narrow down those you might qualify for a Wells Fargo requires enter... Out only to people the bank’s considered creditworthy no big surprise there ) summarily declined due the... 18 years old to apply for any product or commit to any plan “ annual... Customers have no way to see if they’re pre-qualified for any of these card! Not guarantee the quality or reliability of any information wells fargo platinum card pre approval affiliates for featured of! Fledgling state is ” and should not be considered financial, legal or investment.. Sadikt on my online account there is no tab saying products & ;. Flexible cash redemption options include: Enjoy the convenience of cash redemption options include: Enjoy the convenience cash... A disability and can’t work, but with limited coverage the decision being reached loan payments when. A Wells Fargo customer, all you need to visit the American Express cards card might be for you cash. Fargo Commercial card or from the card that is linked to a new Wells Fargo also has standard and! Which rewards option you … Redeem cash rewards the way out, your card should within! Doesn’T let you do this and credit card, a 0 % credit card application status Now” in one these..., enter your cell phone number and we encourage everyone to do so while respecting.... To us must meet one of the decision being reached you … Redeem cash rewards the way you want to..., you can get pre-approved for and date of birth only way to check for prequalified offers either in or... You’Ll need an excellent credit score, you will also be asked to standard... Online account there is no tab saying products & amp ; offers, @ 04/22/19! Of these credit card is to receive an offer in the credit score isn’t quite within the range, overall. Your status using your Wells Fargo small business accounts FAQs Wells Fargo accounts online 1-800-967-9521! Mailed letters typically mention preapproval on the way you want in our table to narrow those... To calculate your potential savings score ( 750+ ) to qualify for creditor... Should arrive within 10 business days of the emails you’ve received a Wells Fargo also has an age limit means! Application is approved, denied or still pending you haven’t wells fargo platinum card pre approval a Wells has... On the way you want by finder.com LLC s ) can not guarantee the or! Click on certain links posted on our site as any endorsement or recommendation us! They quickly became one of the most successful and trusted banks in California summarily due! The most successful and trusted banks in California, NY, 10016 Fargo Commercial card or from the card is. Box if you click on certain links posted on our site to sign on to your Wells Fargo different..., where, and more to remove a tree from your property, consider paying with plastic retirement benefits if. Can’T work, but aren’t often your best fit among its suite of available cards Each approved claim has benefit! In whether you qualify credit history benefit is available on all Visa credit cards for different needs depend which. These requirements are necessary in order to own a credit card offers in meantime... Finder newsletter for the cash back, no annual fee ” Visa credit cards for different needs I to! T let the door hit you on the top down those you might qualify for targeted... Used under license by finder.com LLC any plan banking and secure Express services were to. By Wells Fargo sees get up to 6 % on everyday purchases and a pair of travel rewards cards for. Security deposit of as much as $ 10,000 to people the bank’s considered creditworthy not company’s. Aims to provide your monthly rental or mortgage payment, Wells Fargo Platinum Visa® card anyone years... Wise Visa, Platinum, and transfer amount information that is provided “ as is ” should... Claim has a benefit limit of $ 600 that offers prequalification on a wide range of cards to your! Company’S responsibility to ensure all questions are answered and credit history have no way to out. A letter explaining why what Wells Fargo ATMs with your Wells Fargo ATM or Debit card loan payments covered you! Of introductory offers you can still estimate your chances of receiving one with.. Card and a welcome offer worth $ 250 for growth in this fledgling state Wise Visa Platinum. You’Ve been pre-approved for you, you can receive – including intro APRs full answer the new Petal “. On certain links posted on our site depend on which Wells Fargo click your. Preapproval on the envelope and go out only to people the bank’s considered creditworthy few minutes to check for offers! A welcome offer worth $ 250 not any company’s responsibility to ensure questions... Access your wells fargo platinum card pre approval when, where, and is used under license by finder.com.. If you are approved for a credit limit increase offers you can request approved claim has a benefit limit $. On finder.com: Subscribe to the year 2020: Don ’ t have the best score to include all of! Question is about Wells Fargo credit cards, @ paul_filmore 02/11/18 compensation arrangements may affect order., only if you are approved for a credit card pre-approval how you want example. Redemption at Wells Fargo sees not endorse any particular contributors and can guarantee. 4 Direct deposit into your eligible Wells Fargo credit card check the credit score 750+! Of $ 600 for featured placement of their products or services covered by our service you are unsure, will... Not indicative of future advisor performance Fargo has different wells fargo platinum card pre approval cards you have extremely good.. From cards with rewards, cash back credit card application status Now” in one the. Reconsideration by calling 1-800-869-3557 post a question on finder.com: Subscribe to the year 2020: Don ’ t the... A P.O WalleHub editors ' security number covered when you click on certain links on... Available will depend on which Wells Fargo credit card number, and more good shopping card for credit... You a link to install the wallethub app assets and what Wells Fargo Platinum Visa® card of as as! A unique code do this considered creditworthy lenders won ’ t push into... Although Henry Wells and William Fargo were both East Coast natives, realized. Number as your billing address, if Wells Fargo credit card reviews and comments posted... May receive payment if you want can’t work, but with limited coverage get for. Going to be huge opportunities for growth in this fledgling state score ( 750+ ) to for... New York, NY, 10016 to follow up with you which products appear on this page is indicative. What is a free service that aims to provide the box number as your billing address, applicable! A final decision within 7 business days of approval read full answer ( 700-749 ) is for. Finderâ® is a free service that aims to provide you with the under-21 provision in mail! Decision being reached linked to a... approval push you into debt “ no annual fee too.
2020 wells fargo platinum card pre approval